37 Budget Planners & Trackers – Cute & Free Printables

Cute Budget Templates - Free printable Planners | SaturdayGift

Free Budget Planner Templates | SaturdayGift

Ready to start budgeting and reach your financial goals? Look no further! Here, you’ll find 37 cute & free printable budget templates and trackers to help you get organized, reach your savings goals, and manage your money. Just scroll down until you see your favorite design and the download link for the PDF is below each image. Disclaimer: The content provided is for informational purposes only and should not be considered financial advice. Consult a financial professional for personalized guidance on budgeting and managing your finances.

37 Free printable budget templates

Complete Budget Template Printable Package | SaturdayGift

What’s better than one super cute budget planner printable? 37 of them! And all in one location! You only need one to start. So choose your favorite from the monthly budget planners and let the printable guide you through the budgeting process. All free printables ©SaturdayGift Ltd. For personal use only, not to be copied, distributed, altered, or sold. Paper size: US letter, but some are resizable (to A4 page size and other sizes)

Free budget template & tracker

Track your budget and actual spending with these cute free budget planner & monthly budget tracker templates.

Cute Budget Planner Template PDF to track income, expenses, bills, savings and debt | SaturdayGift

Simple Monthly Budget Tracker PDF - cute design | SaturdayGift

Free printable budget worksheets

These free budget worksheet PDFs includes income, savings accounts, debt payments, and an expense tracker.

Budget Planner Template to track income, expenses, bills, savings and debt - Black & White PDF | SaturdayGift

Simple Monthly Budget Tracker - black & white PDF | SaturdayGift

Complete Budget template package with budget categories

Budget planner template - page 1 - free budget templates with cute colors | SaturdayGift

Budget planner template - page 2 - free budget templates with cute colors | SaturdayGift

Budget planner template - page 3 - free budget templates with cute colors | SaturdayGift

Budget planner template - summary - free budget templates with cute colors | SaturdayGift

These budget planner templates are perfect for financial planning – to budget and track expenses. This 4-page budget planner printable package also has a notes section and can be used as a family budget planner. RELATED POST: 200+ Budgeting Categories + Budget Categories List PDF

Budget planner printable package in black & white

Budget planner template - page 1 - free budget templates black & white | SaturdayGift

Budget planner template - page 2 - free budget templates black & white | SaturdayGift

Budget planner template - page 3 - free budget templates black & white | SaturdayGift

Budget planner template - summary - free budget templates black & white | SaturdayGift

Monthly budget tracker

Cute Monthly Budget Tracker Template - Pink Free Printable |SaturdayGift

Cute Monthly Budget Tracker Template - Green Free Printable |SaturdayGift

Cute Monthly Budget Tracker Template - Beige Free Printable |SaturdayGift

Printable monthly budget planner template

This cute free template is another printable budget sheet with everything you need to keep track of your finances and spending in one place.

Printable Monthly Budget Planner - Blank Template - Black & White PDF | SaturdayGift

Printable Monthly Budget Planner - Template with Categories - Black & White PDF | SaturdayGift

Cute budget templates in pastel colors

These free budget printables are super cute and come in 6 different colors: Lavender, beige, pink, grey, green & yellow.

Budget Planner - Free Printable Budget Template - Lavender | SaturdayGift

Budget Planner - Free Printable Budget Template - Beige | SaturdayGift

Budget Planner - Free Printable Budget Template - Pink | SaturdayGift

Budget Planner - Free Printable Budget Template - Grey | SaturdayGift

Budget Planner - Free Printable Budget Template - Green | SaturdayGift

Budget Planner - Free Printable Budget Template - Yellow | SaturdayGift

Monthly Budget tracker printable PDFs

Monthly Budget Planner Printable - Pink | SaturdayGift

Monthly Budget Planner Printable - Grey | SaturdayGift

Monthly Budget Planner Printable -Lavender | SaturdayGift

Monthly Budget Planner Printable - Yellow | SaturdayGift

Monthly Budget Planner Printable - Green | SaturdayGift

Monthly Budget Planner Printable - Beige | SaturdayGift

50/30/20 budget printable

50 30 20 Budget Template - Cute & Free Budgeting Printable | SaturdayGift

This free 50/30/20 budget template is a great tool for your financial freedom journey.

This free printable will help you break down your budget and allocate your money accordingly.

Zero-based budget printable

Zero-Based Budget Template - Cute & Free Budget Printable | SaturdayGift

Zero-Based Budget Printable is a great tool for tracking every dollar you spend and save. With this method, you allocate your entire income to expenses, savings, and debt payments.

Small business budget template PDF

This budget planner for business expenses is ideal for small and home-based businesses.

Small Business Budget Template PDF | SaturdayGift

Small Business Budget Template PDF - Black & white | SaturdayGift

Free printable budget template

Free Printable Budget Template - Yellow | SaturdayGift

Free Printable Budget Template - Lavender | SaturdayGift

Free Printable Budget Template - Pink | SaturdayGift

Free Printable Budget Template - Grey | SaturdayGift

Free Printable Budget Template - Beige | SaturdayGift

Free Printable Budget Template - Green | SaturdayGift

Monthly budget – free budget template

Free Budget Template - Monthly Budget - Lavender | SaturdayGift

Free Budget Template - Monthly Budget - Beige | SaturdayGift

Free Budget Template - Monthly Budget - Green | SaturdayGift

Free Budget Template - Monthly Budget - Pink | SaturdayGift

Free Budget Template - Monthly Budget - Grey | SaturdayGift

Free Budget Template - Monthly Budget - Yellow | SaturdayGift

Want to create a budget binder? Check out all the personal finance printables: All Budgeting & Saving Money Printables

Looking for a budget planner for college students? You can find it here: Cute (& Free!) College Budget Templates + Tips

Whether your goal is to save money, spend less, or pay off debt, these free budget templates and trackers will help you get a clear picture of your finances and make better decisions.

Psst! You can combine these designs with the other cute & free finance planners and trackers to create a money management binder.

What is financial health?

Financial Health means living within your means, managing unexpected expenses, and saving for future financial goals.

Budgeting is the foundation of financial health; these budget templates can help you stay on track.

Whether you’re a college student, a small business owner, or have a busy family life, these free printable budget templates and trackers are here to help you manage your finances and improve your financial health.

Why use budgeting printables, templates, and trackers

Budgeting can be overwhelming, and it’s easy to feel lost or discouraged when managing your money.

But with the help of budget sheets and trackers, you can take control of your finances and make informed decisions about where to allocate your funds.

The budgeting templates can

Simple budgeting tips

  1. Set specific and achievable financial goals, such as saving a certain amount each month, paying off credit card debt, or creating an emergency fund.
  2. Track your spending and know where your money is going. It will help you identify areas where you may need to cut back on unnecessary expenses.
  3. Use cash or debit cards instead of credit cards to avoid overspending.
  4. Review your budget regularly and make adjustments as needed.
  5. Make saving a priority by setting aside a certain percentage of your income each month.

Don’t be too hard on yourself if you make mistakes or have setbacks. Use them as learning opportunities and keep moving forward.

Remember, budgeting is a journey, and finding the right approach and budgeting system that works for you takes time.

Simple Budget Planner and Monthly Budget Templates | SaturdayGift

How to use a printable budget template

Monthly budgeting is easy, and the more you do it, the better you get. With the budget template, tracking and managing your expenses becomes even easier.

Here’s how you can use a printable budget template:

1. Download and print the template of your choice.

2. Fill in your total income

Start by filling in all sources of income for the month, whether from your job, investments, or other sources.

3. List all fixed expenses

Next, list all your fixed monthly expenses, such as rent, insurance payments, etc. Fixed costs remain the same (or almost the same) every month.

4. List out all your variable expenses

These are the expenses that vary from month to month, like groceries, dining out, entertainment, etc. This is where you need to estimate your expenses based on past months or create a budget based on your needs.

5. Set aside savings or pay off debt

Allocate a portion of your income to a savings account and towards investments for future financial stability. If you have debt, prioritize paying it off.

6. Calculate the difference

Subtract your expenses from your monthly income to see if you have a monthly surplus or deficit.

7. Analyze and adjust

8. Set a limit for each expense category

Based on your income and fixed expenses, set a reasonable limit for each variable expense category.

9. Track your expenses

As you pay bills and make purchases, track them in your budget template to see if you’re staying within your budget.

10. Review and revise

At the end of each month, review your budget and adjust your spending habits for the next month.

Continue budgeting every month. And before you know it, budgeting might become something you absolutely love.

Cute Budget Printables - Free Templates | SaturdayGift

Tips for using budget templates and trackers

1. Keep it simple

Choose a template that is easy to understand and fits your needs.

2. Be consistent

Make budgeting a habit by using the template consistently, whether on a daily, weekly, or monthly basis.

3. Set realistic goals

Start with small achievable goals and gradually increase them over time.

4. Track your spending

Keep track of all your expenses, even small ones, to understand where your money is going.

5. Review and adjust regularly

Budgeting is not a one-time task; review and adjust your budget as needed to stay on track.

6. Involve the whole family or team

If you’re managing finances as a family or in a business setting, involve everyone in the budgeting process for transparency and accountability.

Conclusion

Managing your finances is an essential part of maintaining good financial health.

It involves tracking income, expenses, debt, and savings, setting goals, and creating a plan to achieve them.

Budget templates and trackers are a great way to get organized, manage your money better, and reach your financial goals.

Whether you’re just starting or trying to improve your current financial situation, these free printables can help guide you through the budgeting process.

Cute Budget Templates - Free printable Planners | SaturdayGift

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Cristina Morero. The creator of SaturdayGift, mindset coach, MBA, NLP Master Practitioner, planning and productivity expert, and a self-gifting extraordinaire.

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Hi! I’m Cristina. And I’m here to help you simplify, plan, be productive, and succeed while feeling good about yourself. One gift at a time.

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